IRA & Brokerage Holdings
10% S&P 500 (SPY)
10% Technology (XLK)
5% Biotechnology (XBI)
5% Semiconductors (SMH)
5% Communication Services (XLC)
65% Money Market fund
ORP / 4O3(b) Portfolios
20% S&P 500
10% Environmental Services / Alternative Energy
10% L/T US Treasuries
10% Biotechnology
50% Money Market fund
* Investment holdings can change at any time and will be updated monthly