* Arrowhead Asset Management is currently taking new clients only through referral by existing clients, client family members, or select interested parties - with a minimum of $250,000 of investable assets (except family members of existing clients).

With offices in Wimberley, Texas, Arrowhead Asset Management (AAM) is a fee-only money management service offering performance-proven, risk-managed retirement plans and investment accounts for individuals, families, and small business owners - as well as institutional investment plans for higher education professionals in central Texas.

Our primary investment "custodian" is the highly-regarded discount brokerage firm Fidelity Investments - which offers institutional money management services for both our (1) IRA and discount brokerage accounts and (2) the employer-sponsored retirement programs for ORP/403(b) and 401(k) plans.

For our limited variable annuity use, we solely work with the low-expense, no commission or surrender-penalty variable annuity company Nationwide Life Insurance Company (NWLIC). Nationwide Life offers a very functional multi-fund annuity called "Monument."

FYI: Annuities should only be used in after-tax investment programs for clients in tax brackets of 22% or higher - and never in IRAs or payroll reduction employer retirement plans.